EXW Incoterm 2020

Honourable Kunal Sir,

Apne jo bataya EXW Incoterm 2020 sab kuchh buyer hi handle karta hai ye samajh gaya.
Lekin meri ek query hai ki

Jab seller aur buyer EXW Incoterm 2020 par deal hoti hai tab seller payment collect karne ke liye bank me jo paper ja hote hai usme Jo bank charge kon pay karega seller ya buyer

Please solve this query

Bank charges are not decided in incoterm vo mutual decide hota h fir usse Lc clause no. 71b m dalte h

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